Target came through for me with the work tote and clutch combo (they don't exactly go together, but close enough).
The clutch tucks inside the work tote, along with my notebook computer, my glasses case (gotta take care of the outrageously expensive sunglasses, you know!). The glasses case also can fit into the clutch. And, the clutch has a pocket for my camera.
All and all, I am satisfied with this solution. I'm on day 4 and I feel much more organized and prepared for whatever life brings.